The choices are all yours

Tiger Financial offers both flexible lease financing and purchase options to suit your specific needs. Although your company may have always purchased equipment in the past, it’s worth taking a closer look at the advantages of our customized lease solutions.

Lease to your advantage

Leasing through Tiger Financial provides greater flexibility for enterprises. It affords you the ability to recycle technology and continually increase performance for a predictable monthly cost

Seven smart reasons why it pays to lease:

1. Improve cash flow savings and management – You could make a $100,000 upfront outlay for computer equipment – or acquire the same equipment for $2,500 per month through leasing and free up operating cash to use elsewhere in the business.

2. Avoid the downsides of depreciation – It is wiser to use cash for things that appreciate and lease items that depreciate. Computer equipment is not an appreciating asset; its value declines rapidly over time. So, the book value of purchased assets is frequently much greater than the market value, prompting many companies to retain purchased equipment longer than its useful life inside the enterprise.

3. Use off-balance-sheet financing – From an accounting standpoint, lease payments can appear as a monthly operating expense rather than a purchase that must be capitalized and depreciated. Furthermore, operating leases don’t count as debt on the balance sheet. Thus, leasing allows companies to keep their current bank lines untapped. Cash can be reinvested in other parts of the business where real value is produced. Leasing also offers better financial ratios on key balance sheet calculations such as debt to equity and return on assets.

4. Overcome capital expense constraints –The availability of capital for equipment purchases often fluctuates. Leasing allows companies to maintain level, predictable budgets for hardware while keeping up with escalating needs for computing power.

5. Capitalize on price performance – Since the same dollar will often buy three times the performance over a period of three years, you can frequently replace leased older equipment for the same, previous monthly payment. For example, at the end of a three-year lease term, the same $3,000 per month will likely secure two to three times the performance of the three-year-old equipment. And, budget approval for the new leased equipment is easier with an unchanged monthly budget.

6. Keep technology current – Purchased equipment tends to stay in the enterprise way past its useful lifespan. Leasing allows organizations to regularly replace their technology – even midway through the lease term – with fewer budget approval headaches. At lease expiration, you can easily double your performance for the same monthly payment.

7. Reduce maintenance expenses – When you compare the monthly lease expense to the current operating expense of older equipment, it’s easier to justify the acquisition of new technology. Newer technology is normally more reliable and less expensive to maintain.

Lease on your terms with Tiger

Leasing directly from a manufacturer’s leasing company serves their best interests, not yours. Its primary purpose is facilitating new sales of their products for their representatives. Tiger is an independent lessor, so we are not beholden to any manufacturer. You benefit from a competitive upgrade environment going in – and in the future – with a lease that can include other vendors or refurbished equipment sourced by Tiger. More competition equals better pricing and service.

At Tiger Financial, we believe our customers should be in control. Here’s how leasing with Tiger puts you first:

  • Whether new or used, lease or buy, you choose the package of equipment and options that optimally addresses your specific requirements at the lowest cost.
  • Avoid being locked into a single vendor’s equipment throughout the lease term.
  • We can finance the equipment for you even if we do not supply it.
  • At lease expiration, if you plan to replace the equipment, your options are unlimited. You’re not handcuffed to one manufacturer.
  • Alternatively, if it makes sense, we can offer lease extensions on the current equipment at a much lower monthly price.
  • Gain the flexibility to add or update equipment, or vary payments during the lease term.
  • Enjoy highly personal service, more value and greater convenience.
  • Pay less sales tax – taxes are charged on the net sale amount after trade-in.

Recoup cash from idle equipment

Due to changes in performance requirements or business operations, you may have excess IT assets that are no longer in use or needed.

  • Command more money for your excess assets – Tiger’s global network of buyers offers more opportunities to pay you top dollar..

Whether or not you’re acquiring new hardware, you get more from Tiger. Typical equipment brokers who purchase trade-ins and excess equipment will place it in inventory or sell it to a primary buyer. Limited demand means lower prices paid. In contrast, Tiger aggressively markets customers’ IT assets to a broader universe of national and international buyers to secure the best offer. Plus, with lower overhead, we take a smaller bite out of the proceeds.